Contrary to what I was told by the first car insurance rep I spoke with, it seems that downgrading my current Illinois policy to liability only will not be a problem, even if the car will be physically located in Michigan, so long as it's short term (and three months is still considered short term).
If I had, however, opted for the other option of just cancelling my IL insurance and picking up a new policy in MI when I returned, the lapse in coverage could've shown as a black mark that would peg me for a higher premium when I open the new policy. So, in the end, I was able to change my coverage to liability only, effective 4/1, for a mere $20 or so per month.
I also was able to get the brakes and rotors replaced this weekend, (thanks again, Dad!) so now I'm reasonably confident that the ol' Alero will survive my last two weeks here, and maybe be ready for one last tour of duty when I get back.
Lessons learned:
The good... no need to register the car in Michigan before I leave
The bad... a lapse in insurance is bad.
The ugly... there's still a strange revving sound coming from the front end. Here's hoping what's left of my car doesn't just rot away while I'm gone.
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